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Planning a trip to Singapore? Make sure you have the best travel insurance Singapore has to offer to ensure a secure and worry-free journey. With Income’s Travel Insurance, you can enjoy comprehensive coverage at affordable rates, providing you with peace of mind throughout your travels.
Our travel insurance plans offer up to $15,000 coverage for overseas transport and accommodation expenses, including coverage for new COVID-19 variants. Whether it’s flight cancellations, medical expenses, or other travel inconveniences, our plans have you covered. We strive to provide the best coverage to make your travel experience worry-free.
Don’t wait until it’s too late! Click here to get a quote and compare plans to find the best travel insurance Singapore has to offer. Protect yourself and your loved ones on your next adventure with Income’s Travel Insurance.
Key Takeaways:
- Income’s Travel Insurance offers coverage for overseas transport, accommodation expenses, and travel inconveniences.
- Plans provide coverage for medical expenses, including for new COVID-19 variants.
- Get a quote to compare plans and find the best travel insurance Singapore has to offer.
- Secure and worry-free journeys with comprehensive coverage at affordable rates.
- Don’t wait until it’s too late; protect yourself and your loved ones with Income’s Travel Insurance.
Why Travel Insurance is Essential
Unforeseen situations can turn your holiday into a nightmare. Whether it’s flight cancellation due to bad weather or injuries caused by an accident, travel insurance can cushion your costs. With travel insurance, you can have peace of mind knowing that you’re protected against unexpected events during your trip.
Travel insurance provides coverage for various travel inconveniences and medical expenses, ensuring that you’re prepared for any unforeseen circumstances that may arise. It acts as a safety net, allowing you to enjoy your travels without worrying about financial burdens.
Flight Cancellation Coverage
One of the key reasons why travel insurance is essential is the coverage it provides for flight cancellations. Whether it’s due to poor weather conditions or unforeseen circumstances at the airport, flight cancellations can disrupt your travel plans and result in additional costs. Having travel insurance can help alleviate these financial burdens by covering the expenses incurred, such as rebooking fees or alternative transportation arrangements.
Medical Expense Coverage
Another critical aspect of travel insurance is medical expense coverage. Injuries and illnesses can occur unexpectedly while you’re traveling, and medical bills can quickly add up. Travel insurance ensures that you have financial protection in case you need emergency medical treatment abroad. It covers expenses such as hospital stays, doctor consultations, medication, and emergency medical evacuations if necessary.
Whether it’s flight cancellations or medical emergencies, having travel insurance is essential for safeguarding your travel investment and maintaining peace of mind throughout your journey. Don’t let unexpected events ruin your holiday – get travel insurance and travel with confidence.
Coverage Details of Travel Insurance
Income’s Travel Insurance provides comprehensive coverage for your international journeys. With our plans, you can have peace of mind knowing that you are protected against various travel risks and uncertainties.
Here are the key coverage details:
Overseas Transport and Accommodation Coverage
Our travel insurance offers up to $15,000 coverage for overseas transport and accommodation expenses. Whether it’s flights, trains, or hotels, we’ve got you covered. So, if unexpected disruptions occur, such as flight cancellations or delays, you can count on us to provide the necessary financial assistance for your alternative arrangements.
COVID-19 Coverage
In light of the ongoing COVID-19 pandemic, our travel insurance now includes coverage for new COVID-19 variants. You’ll have peace of mind knowing that you’re protected in case you test positive for COVID-19 while overseas, with up to $15,000 coverage for related transport and accommodation expenses.
Travel Inconvenience Coverage
Travel inconveniences can spoil an otherwise amazing trip. That’s why our travel insurance covers common travel inconveniences such as loss or damage to personal belongings, personal accidents, and medical expenses while you’re overseas. We’ve got you covered for unexpected events that may disrupt your journey.
Adventurous Activities Coverage
If you’re an adventure enthusiast, you’ll be glad to know that our travel insurance offers coverage for adventurous activities. From skiing and bungee jumping to skydiving and more, you can indulge in thrilling experiences with the confidence that you’re protected.
Renew your existing yearly plan to enjoy additional limits on selected benefits. With Income’s Travel Insurance, you can explore the world without worry, knowing that you’re covered throughout your journey.
Enhanced COVID-19 Coverage
Income’s Travel Insurance offers comprehensive coverage to ensure your safety and peace of mind during your travels, especially in light of the ongoing COVID-19 pandemic. Our enhanced coverage provides extensive protection against COVID-19-related expenses, including medical costs, overseas hospital stays, and transportation and accommodation expenses.
COVID-19 Travel Insurance Coverage
We understand the importance of protecting yourself against unforeseen circumstances, especially when it comes to the global health crisis. With Income’s Travel Insurance, you can enjoy up to $15,000 coverage for overseas transport and accommodation expenses specifically related to COVID-19, ensuring that you are financially safeguarded in case of any unexpected circumstances arising from the virus.
COVID-19 Medical Expenses Coverage
Your well-being is our top priority. That’s why Income’s Travel Insurance provides up to $1,000,000 coverage for COVID-19 medical expenses while you are overseas. Whether it’s necessary testing, treatment, or hospitalization, you can rest assured knowing that you are sufficiently protected against any medical costs arising from COVID-19.
Overseas Hospital Allowance
In the unfortunate event of inpatient hospitalization due to COVID-19 while you are abroad, you can rely on Income’s Travel Insurance to provide up to $50,000 as an overseas hospital allowance per individual. This coverage ensures that you receive the necessary hospital care and support, minimizing any financial burden that may arise from unexpected hospital stays.
Existing policyholders who have purchased Income’s Travel Insurance before 10 April 2023 and commence their trip on or after 10 April 2023 are eligible for this enhanced COVID-19 coverage.
| Coverage | Amount |
|---|---|
| Overseas Transport and Accommodation Expenses related to COVID-19 | Up to $15,000 |
| COVID-19 Medical Expenses while Overseas | Up to $1,000,000 per individual |
| Overseas Hospital Allowance due to COVID-19 | Up to $50,000 per individual |
Coverage for Pre-Existing Medical Conditions
Income’s Enhanced PreX plans offer comprehensive coverage for individuals with pre-existing medical conditions. We understand that managing these conditions is crucial, especially when traveling. That’s why our plans provide the necessary support and protection to ensure peace of mind during your journeys.
Our coverage extends to a wide range of pre-existing medical conditions, including but not limited to:
- Asthma
- Eczema
- Heart conditions
- Stroke
- Hypertension
- Diabetes
With Income’s Enhanced PreX plans, you can rest assured that you’ll have access to medical treatment while overseas. This includes coverage for hospitalization and outpatient expenses related to your pre-existing conditions. We believe that your health should never be compromised, regardless of where you are in the world.
Emergency Medical Evacuation and Repatriation
In the event of a medical emergency, our Enhanced PreX plans also provide coverage for emergency medical evacuation and repatriation. If you require immediate medical attention that is not available locally, we will arrange for your safe transport to the nearest appropriate facility or back to Singapore, ensuring that you receive the care you need.
At Income, we understand the importance of comprehensive coverage for individuals with pre-existing medical conditions. We strive to provide you with the support and protection you deserve, allowing you to travel with confidence and peace of mind.
Eligibility and Policy Details
To be eligible for Income’s Travel Insurance, you must meet the following criteria:
- Reside or work in Singapore
- Hold a valid Singapore identification document
- Be more than 30 days old
It is important to note that your policy must be purchased and fully paid for before leaving Singapore. Coverage for all benefits will commence once you are overseas, except in specific situations such as personal accidents or insolvency of the travel agency. For complete information on policy conditions and eligibility requirements, please refer to the policy document.
Policy Coverage Start and End Dates
Once your policy has been purchased and payment has been made, your coverage will begin as soon as you depart from Singapore. The policy coverage period will continue until the date of your return to Singapore or the end of the policy term, whichever is earlier.
| Policy Coverage | Start Date | End Date |
|---|---|---|
| Travel Inconveniences and Medical Expenses | Upon departure from Singapore | Upon return to Singapore or end of policy term, whichever is earlier |
| Personal Accident | Upon departure from Singapore | Upon return to Singapore or end of policy term, whichever is earlier |
| Insolvency of Travel Agency | Upon departure from Singapore | Upon return to Singapore or end of policy term, whichever is earlier |
“Securing travel insurance before you depart provides peace of mind knowing that you are protected against unexpected events that may occur during your journey.”
Different Travel Insurance Plans
When it comes to travel insurance, Income offers a range of plans tailored to suit your needs. Whether you opt for the standard travel insurance plans or the Enhanced PreX plans, you can enjoy comprehensive coverage and peace of mind for your travels.
The standard travel insurance plans provide coverage for various aspects of your trip, ensuring you’re protected in case of unexpected events. Here are some key coverage details:
- Accidental death and disability: In the unfortunate event of accidental death or permanent disability during your trip, this coverage provides financial support to you or your loved ones.
- Overseas medical expenses: Medical emergencies can be costly, especially in a foreign country. With coverage for overseas medical expenses, you can receive the necessary medical treatment without worrying about the financial burden.
- Personal liability: Accidents can happen while you’re traveling, and sometimes they involve causing damage or injury to others. Personal liability coverage helps protect you financially in case you’re held responsible for such incidents.
- Loss or damage of baggage and personal belongings: Losing your baggage or having your personal belongings damaged during the trip can be inconvenient and expensive. This coverage ensures that you’re compensated for the loss or damage, providing some relief in such situations.
- Trip interruption: Unexpected events like flight cancellations, natural disasters, or personal emergencies can disrupt your trip. Trip interruption coverage reimburses you for prepaid expenses and additional costs incurred due to the interruption.
Enhanced PreX plans
For individuals with pre-existing medical conditions, Income offers Enhanced PreX plans that provide additional coverage specifically tailored to address your needs. These plans offer the following benefits:
- Coverage for medical treatment: The Enhanced PreX plans provide coverage for medical treatment related to pre-existing conditions. This includes hospitalization, outpatient consultations, and medication expenses.
- Claim reimbursement for trip disruptions: If your trip is disrupted due to your pre-existing medical condition, the Enhanced PreX plans allow you to make claims for reimbursement of trip expenses.
- Peace of mind: With Enhanced PreX plans, you can travel with peace of mind, knowing that you have the necessary coverage for your pre-existing medical conditions.
Choose the travel insurance plan that best suits your needs and enjoy worry-free travels with Income’s extensive coverage.
Special Savings and Promotions
At Income, we believe in providing our customers with exceptional value and great savings on travel insurance. Discover our special promotions and discounts below:
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25% Discount on Single Trip Plans
Use the code TRAVEL25 to avail a 25% discount on our single trip plans. With this exclusive offer, you can enjoy comprehensive coverage at an affordable price.
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25% Discount on Annual Multi-Trip Plans
If you’re a frequent traveler, our annual multi-trip plans are perfect for you. By using the code ANNUAL25, you can save 25% on your premium and enjoy coverage for multiple trips throughout the year.
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Up to 48% Off for MINDEF/MHA & POGIS Members
As a token of appreciation for our MINDEF/MHA & POGIS members, we offer exclusive discounts of up to 48% on both single trip plans and annual multi-trip plans. Stay protected while saving on your travel insurance.
Don’t miss out on these fantastic offers! Get the comprehensive coverage you need at discounted rates with Income’s Travel Insurance.
Additional Coverage Add-Ons
Enhance your travel insurance coverage with Income’s additional add-ons to ensure extra protection and peace of mind for specific activities or events during your travels.
Winter Sports Coverage
Heading to the slopes for some skiing or snowboarding? Income offers comprehensive coverage for winter sports activities, protecting you against unexpected accidents, injuries, or equipment damage. Enjoy your winter adventures worry-free with the added assurance of Income’s winter sports coverage.
Adventure Water Sports Coverage
For thrill-seekers looking to indulge in adventure water sports like scuba diving, jet skiing, or kayaking, Income provides coverage tailored specifically for these activities. No matter how adventurous your water sports may be, you can have peace of mind knowing that you’re protected against mishaps, equipment loss, or medical emergencies that may arise during your adrenaline-pumping experiences.
Golf Holidays Coverage
Planning a golf holiday? Income’s travel insurance add-on for golf provides coverage for accidental damage to golf equipment, loss of personal belongings, trip interruptions due to unforeseen circumstances, and personal liability while on the golf course. Enjoy your golfing getaway without worrying about unforeseen incidents with Income’s golf holidays coverage.
Overseas Weddings and Photoshoots Coverage
If you’re planning a destination wedding or a romantic overseas photoshoot, Income offers coverage specifically designed for such occasions. This add-on provides protection against unforeseen events that can disrupt your special day, such as cancellation or postponement due to extreme weather conditions or the non-appearance of key suppliers. Celebrate your love abroad with the assurance that you are covered by Income’s overseas weddings and photoshoots coverage.
| Additional Coverage Add-Ons | Coverage Details |
|---|---|
| Winter Sports Coverage | Comprehensive coverage for accidents, injuries, or equipment damage during winter sports activities |
| Adventure Water Sports Coverage | Protection for mishaps, equipment loss, or medical emergencies during adventure water sports |
| Golf Holidays Coverage | Coverage for accidental damage to golf equipment, loss of personal belongings, trip interruptions, and personal liability while on the golf course |
| Overseas Weddings and Photoshoots Coverage | Protection against cancellation or postponement due to extreme weather conditions or non-appearance of key suppliers for overseas weddings and photoshoots |
Making a Claim
When it comes to making a claim with Income’s Travel Insurance, the process is simple and efficient. Follow these steps to ensure a smooth claim submission:
- Submit Your Claim Online: Visit our website and navigate to the claims portal. Fill in the necessary details accurately, including your policy information and claim specifics.
- Provide Required Documents: Make sure to attach all the required documents to support your claim. These documents may include receipts, medical reports, police reports, and any other relevant evidence.
- Submit Original Documents: For claims that require reimbursement, it is essential to submit the original documents to the designated address. This ensures a speedy and accurate processing of your claim.
Once you have completed the above steps, you can expect the following:
“Your claim is important to us, and we strive to provide prompt service and support. Here is what you can expect after submitting your claim:”
- Claims Acknowledgement: You will receive an acknowledgement email within 3 working days, confirming the receipt of your claim. This email will contain important details and a reference number for your convenience.
- Claim Assessment: Our dedicated team will carefully assess your claim, taking into consideration all the provided documents and relevant policy terms and conditions.
- Payout Process: Upon approval of your claim, we will initiate the payout process. We understand the importance of a timely payout, and that’s why we utilize PayNow for a fast and secure transaction.
With Income’s Travel Insurance, we aim to provide excellent service and support throughout the entire claim process. Our goal is to ensure that you receive the payout you deserve in a timely manner, so you can focus on getting back to worry-free travels.
Stay protected and travel with peace of mind with Income’s Travel Insurance.
Conclusion
Travel insurance is essential for ensuring secure and worry-free journeys. When you choose Income’s Travel Insurance, you can enjoy comprehensive coverage for travel inconveniences, medical expenses, and even coverage for pre-existing medical conditions. With our reliable protection, you can travel with confidence and peace of mind, knowing that you’re fully protected.
Our travel insurance plans offer a wide range of benefits, including coverage for unexpected events such as flight cancellations, lost baggage, and medical emergencies. We understand that unforeseen situations can disrupt your travel plans and cause financial stress, which is why we provide comprehensive coverage to alleviate any worries.
Additionally, Income’s Travel Insurance offers special savings and promotions, allowing you to get the best coverage at great rates. Take advantage of these offers to save on your travel insurance and enjoy even more value for your money. Whether you’re embarking on a short weekend getaway or a long vacation, our plans are designed to cater to your individual needs.
Don’t leave your travel plans to chance. Choose Income’s Travel Insurance and embark on your journeys with confidence. Travel worry-free, knowing that you’re protected every step of the way. Get a quote today and experience the peace of mind that comes with comprehensive travel insurance coverage.
FAQ
What does Income’s Travel Insurance cover?
Income’s Travel Insurance covers overseas transport and accommodation expenses, travel inconveniences, and medical expenses. It also provides coverage for adventurous activities.
Does Income’s Travel Insurance cover COVID-19?
Yes, Income’s Travel Insurance offers coverage for overseas transport and accommodation expenses related to COVID-19. It also provides coverage for COVID-19 medical expenses and overseas hospitalization due to COVID-19.
Does Income’s Travel Insurance cover pre-existing medical conditions?
Yes, Income’s Enhanced PreX plans provide comprehensive coverage for pre-existing medical conditions, including medical treatment, emergency medical evacuation, and repatriation.
Who is eligible for Income’s Travel Insurance?
To be eligible, you must be living or working in Singapore, hold a valid Singapore identification document, and be more than 30 days old. Your policy must be bought and fully paid for before leaving Singapore.
What are the different types of travel insurance plans offered by Income?
Income offers both standard travel insurance plans and Enhanced PreX plans. The standard plans provide coverage for various benefits, while the Enhanced PreX plans provide additional coverage for pre-existing medical conditions.
Are there any special savings or promotions available for Income’s Travel Insurance?
Yes, Income offers special savings and promotions for travel insurance. You can avail of discounts and offers, including up to 48% off for members of MINDEF/MHA & POGIS.
Can I enhance my travel insurance coverage with additional add-ons?
How do I make a claim with Income’s Travel Insurance?
To make a claim, you can submit your claim online and ensure that all required documents are provided. For claims requiring reimbursement, original documents should be submitted to the designated address. Once your claim is submitted, you’ll receive an acknowledgement email within 3 working days.
Why is travel insurance essential?
Travel insurance is essential because it helps protect you against unforeseen situations that can turn your holiday into a nightmare. It can cushion your costs in case of flight cancellations, accidents, and other unexpected events.
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