Expats Living In The Philippines

Are you dreaming of a tropical paradise where you can experience a vibrant expat community, soak up the sun on pristine beaches, and immerse yourself in a rich cultural heritage? Look no further than the Philippines!

With its tropical climate, growing economy, and warm-hearted locals, the Philippines has emerged as one of the top choices for expats seeking a new home in Southeast Asia. From the bustling city life of Manila to the tranquil islands of Palawan, this archipelago offers a diverse range of experiences for expats from all walks of life.

No matter your reason for moving to the Philippines – whether it’s for work, retirement, or a new adventure – you’ll find a welcoming community eager to embrace you. In this article, we’ll guide you through the essentials of expat life in the Philippines, from transportation and cost of living to healthcare, accommodation, and cultural immersion. Get ready to embark on an exciting journey and make the Pearl of the Orient your home away from home!

• Explore the vibrant expat community in the Philippines, known for its warmth and hospitality.
• Discover transportation options and valuable insights for getting around in the bustling cities and across the scenic islands.
• Gain a comprehensive understanding of the cost of living as an expat in the Philippines and budget with confidence.
• Learn about the healthcare system and options for expats, ensuring peace of mind for you and your loved ones.
• Uncover the benefits and requirements for retiring in the Philippines as an expat, making the most of your golden years in paradise.

When it comes to transportation in the Philippines, expats have various options to consider. Whether you prefer driving, taking public transport, or relying on taxis, it’s important to understand the local transportation landscape to navigate the bustling Filipino roads effectively.

Driving in the Philippines can be an adventure in itself. The roads can be chaotic, with drivers often disregarding traffic signals and pedestrians freely crossing the streets. To drive legally in the country, expats staying for more than 90 days should obtain a local driver’s license from the Land Transportation Office. This ensures they are familiar with local traffic laws and regulations.

For expats who prefer not to drive, taxis are a convenient option in the Philippines. Taxis are readily available in most urban areas, and many drivers speak basic English, making communication easier. Ride-hailing apps such as Grab are also popular and provide a reliable and efficient way to get around, with the added benefit of upfront pricing and cashless payment options.

In addition to taxis, expats can rely on a range of public transportation options in the Philippines. The national railway service, known as the Philippine National Railways (PNR), connects different parts of Metro Manila and nearby provinces. Buses are another common mode of public transport, offering routes within the city and beyond. Jeepneys, colorful converted military Jeeps, are a unique Filipino mode of transport that provides short-distance trips at a low cost.

When traveling between islands, expats can utilize boats, ferries, and flights. These options open up opportunities to explore the stunning natural wonders of the Philippines, such as the pristine beaches of Boracay and the breathtaking landscapes of Palawan.

“Transportation in the Philippines can be an adventure in itself. From navigating chaotic roads to exploring unique modes of public transport, expats have various options to choose from.”

Regardless of the mode of transportation chosen, it’s advisable for expats to plan their travel routes and allow for extra time to account for potential traffic delays. Being prepared and flexible will ensure a smoother and more enjoyable journey in the Philippines.

One of the advantages of living as an expat in the Philippines is the relatively affordable cost of living. By carefully budgeting and making smart choices, you can comfortably manage your expenses while enjoying all that the country has to offer.

The monthly living expenses for a single expat in the Philippines typically range from $1000 to $1500, depending on your location and lifestyle choices. This budget should cover your basic needs, such as housing, utilities, transportation, food, and healthcare.

The cost of housing in the Philippines can vary greatly depending on the city or region. In urban areas like Manila or Cebu City, renting an apartment or condo can be more expensive compared to smaller towns or provinces. It’s best to research and compare different options to find a suitable and affordable place to live.

Utilities such as electricity, water, and internet are generally affordable in the Philippines. On average, expect to spend around $100 per month for these basic services.

The transportation options in the Philippines are diverse, ranging from public transportation to private vehicles. If you choose to use public transport like buses or jeepneys, fares are generally inexpensive. Taxis and ride-hailing services are also widely available in urban areas, but fares may vary depending on the distance and traffic conditions. Owning a car can be convenient but comes with additional expenses like fuel, maintenance, and parking fees.

The Philippines offers a wide variety of affordable dining options. Eating out at local eateries and street food stalls can be very budget-friendly, with delicious meals available for just a few dollars. If you prefer cooking at home, groceries and fresh produce are generally affordable, especially if you opt for local products instead of imported ones.

It’s important to include healthcare expenses in your budget as an expat in the Philippines. While basic medical consultations and generic medications can be relatively inexpensive, it’s advisable to have health insurance coverage to manage unexpected medical costs. The cost of health insurance will vary depending on your age, health condition, and coverage preferences.

Pro Tip: By embracing the local lifestyle and exploring the rich Filipino culture, you can uncover many affordable activities and experiences. Participating in local festivals, exploring natural attractions, and enjoying street markets are all budget-friendly ways to make the most of your time in the Philippines.

In summary, the cost of living in the Philippines is generally affordable for expats, offering a comfortable lifestyle without breaking the bank. By budgeting wisely and making informed choices, you can enjoy all that this beautiful country has to offer while keeping your finances in check.

These estimates are meant as a general guideline and can vary depending on your location and lifestyle choices. It’s advisable to carefully assess your own situation and adjust your budget accordingly.

The healthcare system in the Philippines is a mix of public and private facilities, offering expats various options for medical care. The government provides public healthcare through the Philippine Health Insurance Corporation (PhilHealth), which is mandatory for all residents, including expats. However, the coverage may be limited, and expats are advised to have additional health insurance to ensure comprehensive coverage.

Private hospitals and clinics in the Philippines offer higher quality medical services compared to public facilities. These private providers often have state-of-the-art equipment and internationally trained doctors. While the cost of private healthcare can be higher, the quality of care and shorter waiting times are typically worth it for many expats.

Expats in the Philippines are required to have health insurance coverage, either through PhilHealth or a private insurer. Private health insurance offers expats a wider range of coverage options, including access to private hospitals and clinics, specialist consultations, and emergency medical services. It’s important to choose a health insurance plan that suits your needs and budget.

• Access to a network of private hospitals and clinics
• Coverage for specialist consultations and treatments
• Emergency medical services and ambulance coverage
• Prescription medications
• Dental and vision care
• Maternity and childbirth services
• Repatriation coverage in case of medical emergencies

When selecting a health insurance plan, consider factors such as coverage limits, deductibles, premiums, and the extent of coverage for pre-existing conditions. It’s advisable to research and compare different insurance providers to find a plan that meets your specific needs. Some international health insurance providers offer plans specifically designed for expats living in the Philippines, providing comprehensive coverage and peace of mind.

Remember to read the policy carefully, understand the terms and conditions, and ask any questions to clarify any confusion before committing to a particular plan. Consulting with an insurance broker or seeking advice from expat communities can also help you make an informed decision.

“Having comprehensive health insurance is essential for expats in the Philippines. It ensures that you have access to quality medical care and protects you from unexpected medical expenses. Take the time to research and compare different health insurance plans to find one that suits your needs and provides the coverage you require.”

For expats seeking a retirement destination that combines a tropical paradise with a low cost of living, the Philippines offers an attractive option. Retiring in the Philippines as an expat provides a range of benefits and opportunities to enjoy the golden years in a beautiful setting.

One of the key considerations when retiring in the Philippines is obtaining a retirement visa. The most common retirement visa is the Special Resident Retiree’s Visa (SRRV), which grants long-term stay benefits to qualified retirees. The SRRV provides expats with the opportunity to stay in the Philippines for an extended period and enjoy the country’s hospitality and diverse culture.

Retirees holding an SRRV are entitled to several benefits that enhance their retirement experience. These include multiple entry privileges, allowing retirees to freely travel in and out of the Philippines without the hassle of visa renewals. Additionally, SRRV holders enjoy exemption from certain taxes, making their retirement income go further. Retirees can also access special retirement communities designed to cater to the needs and preferences of expat retirees.

The cost and requirements for obtaining a retirement visa in the Philippines can vary depending on the age and financial status of the retiree. It is advisable to consult with the Philippine Retirement Authority (PRA) for the most up-to-date information and guidance on the process. The PRA provides comprehensive assistance and ensures that retirees have the necessary support to navigate the retirement visa application.

Retiring in the Philippines offers expats the opportunity to enjoy a fulfilling and enriching retirement lifestyle. With its stunning landscapes, vibrant culture, and warm and welcoming atmosphere, the Philippines provides retirees with a unique experience to create lasting memories and enjoy their retirement to the fullest.

Expats in the Philippines can find a supportive community of like-minded individuals. There are established expat groups and organizations that offer social activities, networking opportunities, and support services. These communities provide a platform for expats to connect, share experiences, and forge friendships. Engaging with the expat community can help newcomers navigate the challenges of living in a foreign country and provide a sense of belonging.

Social media groups, local events, and expat forums are great resources to find and connect with other expats in the Philippines.

Living as an expat in the Philippines offers a unique opportunity to immerse oneself in the rich and vibrant Filipino culture. The Philippines is known for its warm hospitality, strong sense of family, and deeply-rooted customs and traditions. By embracing these customs, expats can gain a deeper understanding and appreciation of the country and its people.

Filipinos are renowned for their warmth and hospitable nature. It is common for locals to greet others with a genuine smile and engage in friendly small talk. This warmth extends to expats as well, making it easy to connect with the local community. Building relationships and fostering a sense of belonging can greatly enhance the expat experience in the Philippines.

One aspect of Filipino culture that is worth exploring is the unique dining customs. For certain meals, it is customary to eat with your hands, a practice known as “kamayan.” This tactile experience allows individuals to enjoy the flavors of traditional Filipino cuisine in a more intimate and communal way. Trying local dishes and embracing this culinary tradition can be a memorable and immersive cultural experience for expats.

Filipinos love to celebrate, and the country is home to numerous festivals throughout the year. By taking part in these colorful and lively celebrations, expats can witness the true spirit of Filipino culture. From the vibrant colors of the Sinulog Festival in Cebu to the grand spectacle of the Ati-Atihan Festival in Kalibo, there are endless opportunities to immerse oneself in the rich cultural heritage of the Philippines.

While English is widely spoken in the Philippines, learning basic Tagalog phrases can go a long way in building connections and showing respect for the local culture. Simple greetings and expressions of gratitude in Tagalog, such as “Mabuhay” (welcome) or “Salamat” (thank you), can create a positive impression and help bridge any language barriers. Expats who take the time to learn and use the local language often find that it opens up doors to deeper cultural understanding and acceptance.

“Cultural immersion allows expats to not just observe, but actively participate in the traditions and customs of the host country.”

By actively engaging with Filipino customs and traditions, expats play a crucial role in preserving and promoting the country’s rich cultural heritage. Through cultural exchange, both expats and locals can learn from one another, fostering mutual respect and appreciation. Whether it’s participating in traditional dances, learning traditional crafts, or experiencing indigenous rituals, cultural immersion is a transformative experience that enriches the lives of expats.

As an expat in the Philippines, finding suitable accommodation is a crucial step in making your new country feel like home. Whether you prefer renting or buying property, there are various options available to meet your needs and preferences.

Renting a property is a popular choice among expats, offering flexibility and convenience. When searching for a rental property, consider the following factors:

• Location: Choose a neighborhood that suits your lifestyle and provides easy access to essential amenities such as supermarkets, schools, and healthcare facilities.
• Safety: Ensure that the area has a good reputation for safety and security.
• Amenities: Determine the amenities you require, such as parking, gym facilities, or a swimming pool.
• Rental Agreements: Carefully review the rental agreement to understand the terms, including the duration, monthly rent, and any additional fees or responsibilities.

Renting options in the Philippines include apartments, condos, and houses, giving you a range of choices to fit your budget and lifestyle. Consider working with a reputable real estate agent who specializes in expat accommodation to help you find the perfect rental property.

If you’re looking for more permanent accommodation or investment opportunities, buying property in the Philippines can be a viable option. However, there are restrictions on foreign ownership of land, and it’s essential to navigate the process correctly. Here are some tips:

• Reputable Real Estate Agent: Work with a trusted real estate agent who has experience assisting expats in buying property.
• Consult with a Lawyer: Engage a lawyer familiar with property laws in the Philippines to ensure a smooth and legal purchasing process.
• Location: Research different areas and consider factors like accessibility, potential for growth, and proximity to amenities.
• Pricing: Property prices in the Philippines vary depending on the location, size, and type of property. Conduct thorough research to determine fair market prices and negotiate accordingly.

By working with professionals and conducting due diligence, you can find a property that suits your needs and provides a solid foundation for your new life in the Philippines.

Note: Prices may vary depending on location, size, and quality of accommodation.

Whether you choose to rent or buy, finding suitable accommodation in the Philippines is an essential aspect of ensuring a comfortable and enjoyable expat experience. Take the time to explore your options, consult with professionals, and make an informed decision that aligns with your budget and lifestyle needs.

The Philippines provides a wide range of education options for expat families, ensuring that children can receive a quality education while living abroad. One popular choice for expat children is international schools, which offer English-language education based on international curriculum standards. These schools cater to the needs of expat students and provide a diverse learning environment.

International schools can be found in major cities throughout the Philippines, offering a seamless transition for expat children who may have previously attended international schools in their home countries. These schools follow globally recognized education systems, such as the International Baccalaureate (IB) program or the Cambridge International Curriculum, ensuring that students receive a holistic and internationally recognized education.

One of the main advantages of international schools in the Philippines is the opportunity for students to interact with peers from different cultural backgrounds. This fosters an inclusive learning environment and promotes global citizenship. Students develop a broader perspective and gain exposure to diverse perspectives and cultures, preparing them for a globalized world.

While international schools are a popular choice, there are other education options available for expat children in the Philippines. The public education system follows a curriculum set by the Department of Education and is taught in either Filipino or English, depending on the school. Private schools are also an option and can provide alternative approaches to education, such as Montessori or Waldorf methods.

When choosing an education option for expat children, several factors should be considered. The quality of education, accreditation, location, and extracurricular activities are all important factors to weigh. Parents should also take into account their child’s individual needs and learning style, as well as their long-term educational goals.

An education in the Philippines offers expat children the opportunity to develop a global mindset, make lifelong friendships, and acquire a high-quality education. With a variety of educational options to choose from, expat families can find a school that meets their specific needs and ensure a seamless educational transition.

International schools in the Philippines offer numerous benefits for expat children:

• Multicultural Environment: Expat children have the opportunity to interact with students from different cultural backgrounds, fostering an inclusive and globally aware learning environment.
• English-Language Education: International schools provide instruction in English, allowing expat children to continue their education seamlessly without language barriers.
• Internationally Recognized Curriculum: Schools follow globally recognized curricula such as the International Baccalaureate (IB) or Cambridge International Curriculum, ensuring a high-quality education.
• Qualified Teachers: International schools often employ teachers from various countries who have experience in international education and understand the needs of expat students.
• Extracurricular Activities: Schools offer a range of extracurricular activities, including sports, arts, and community service, allowing students to develop their talents and interests.

As an expat in the Philippines, you have access to a wide range of job opportunities in various industries. The job market for expats in the Philippines is diverse and offers chances for employment in sectors such as IT and outsourcing, tourism, education, and healthcare. Whether you are looking for a corporate job in Manila or a teaching position in a beachside town, the Philippines has something for everyone.

However, in order to legally work in the country, it is crucial to obtain the necessary work permits and visas. The Philippine government has specific requirements for expats to obtain work permits, which may include having a job offer from a local employer and meeting certain qualifications. It’s important to ensure that you have the appropriate documentation before starting any employment in the Philippines.

One way to navigate the job market as an expat is by working with local recruitment agencies. These agencies have connections with local employers and can assist you in finding suitable job opportunities that match your qualifications and experience. Additionally, online job portals specifically cater to expats seeking employment in the Philippines. These platforms list job vacancies from various industries, making it easier for expats to find relevant opportunities.

The process of obtaining a work permit in the Philippines involves several steps. The specific requirements may vary depending on the type of work permit and the duration of your employment. The most common work permit is the Alien Employment Permit (AEP), which is typically processed by the Department of Labor and Employment (DOLE).

The AEP application generally requires documents such as a valid passport, medical certificate, employment contract, and proof of payment for the application fee. It’s important to note that there may be additional requirements depending on your specific circumstances.

It’s advisable to consult with the Philippine embassy or consulate in your home country for the most up-to-date information on work permits and visa requirements. They can provide you with accurate and comprehensive guidance on the necessary steps to take in order to work legally in the Philippines.

Working as an expat in the Philippines offers exciting opportunities for personal and professional growth. The country’s thriving industries and welcoming business environment provide a fertile ground for expats to build meaningful careers. By securing the appropriate work permits and visas, and leveraging local networks and resources, expats can successfully navigate the job market in the Philippines and make the most of their expat experience.

The Philippines is a country known for its breathtaking natural landscapes, vibrant culture, and warm hospitality. As an expat in the Philippines, you’ll have the opportunity to explore a diverse range of destinations that offer unique experiences and unforgettable adventures.

Boracay is an iconic island destination that boasts pristine white sand beaches, crystal-clear turquoise waters, and a lively beach party scene. Whether you’re looking to relax on the beach, try out thrilling water sports, or indulge in delicious seafood, Boracay has it all.

Located in the western part of the Philippines, Palawan is home to some of the most stunning natural wonders in the country. From the breathtaking Underground River, a UNESCO World Heritage Site, to the picturesque El Nido and Coron islands with their limestone cliffs and turquoise lagoons, Palawan is a paradise for nature lovers.

Cebu, known as the “Queen City of the South,” is a bustling urban center that offers a mix of modern amenities and natural beauty. Explore historical sites like Magellan’s Cross and Fort San Pedro, or venture out to the nearby Moalboal for some of the best diving opportunities in the country.

The capital city of Manila is a vibrant metropolis that combines both old-world charm and modern development. Visit historical landmarks like Intramuros and Rizal Park, explore world-class shopping malls, or indulge in the city’s vibrant culinary scene. Manila is a melting pot of cultures, offering a diverse range of experiences for expats.

Bohol is an island province known for its stunning natural wonders and unique attractions. Explore the famous Chocolate Hills, take a boat cruise along the Loboc River, or visit the adorable tarsiers, one of the world’s smallest primates. With its rich biodiversity and natural landscapes, Bohol is a hidden gem waiting to be discovered.

When traveling within the Philippines, you’ll find that transportation options are readily available and relatively affordable. Whether you choose to fly between islands, take a ferry, or hop on a bus or jeepney, getting around the country is convenient and accessible.

The Philippines offers expats a wealth of travel opportunities, from pristine beaches and tropical islands to historic sites and vibrant cities. Immerse yourself in the local culture, try exciting water sports, or simply relax and unwind in the beautiful surroundings. Explore the Philippines and create unforgettable memories that will last a lifetime.

When living as an expat in the Philippines, it’s crucial to prioritize your safety and take necessary precautions. By following these safety tips, you can ensure a secure and enjoyable experience:

1. Be aware of your surroundings: Stay vigilant and observe your surroundings at all times. Avoid walking alone in unfamiliar or high-crime areas, especially at night.
2. Secure personal belongings: Keep your valuables, such as passports, wallets, and electronic devices, secured and out of sight. Use lockable bags or pouches when out and about.
3. Stay informed: Stay updated on travel advisories and local news to be aware of any potential risks or developments in your area. Register with your embassy or consulate for emergency notifications.
4. Follow local laws and regulations: Familiarize yourself with local laws and abide by them. Respect local customs and traditions to avoid any confrontations or misunderstandings.
5. Build local relationships: Establish relationships with your neighbors, colleagues, and other expats in the community. They can provide valuable advice, support, and assistance in times of need.
6. Familiarize yourself with emergency numbers: Save local emergency numbers in your phone and know how to access emergency services in the Philippines. Be prepared and have a plan in place in case of emergencies.

“Staying safe in the Philippines requires a combination of awareness, precaution, and preparedness. By taking these safety tips to heart, you can enjoy your expat experience with peace of mind.”

Remember, while the Philippines is generally a safe country, it’s essential to remain cautious and proactive about your safety. By being mindful of your surroundings, securing your belongings, staying informed, and building a supportive network, you can ensure a safe and enjoyable expat life in the Philippines.

Ensuring access to quality healthcare is essential for expats living in the Philippines. To safeguard against unexpected medical expenses, expats are strongly advised to have comprehensive health insurance coverage. With a wide range of private hospitals and clinics available throughout the country, expats can access top-notch medical services, provided they have the appropriate insurance plan in place.

Having health insurance is crucial for expats residing in the Philippines. It offers financial protection against the high costs of medical treatments and hospitalization. With the right health insurance coverage, expats can have peace of mind knowing that their healthcare needs are adequately addressed, regardless of the situation.

When choosing a health insurance plan, expats should carefully research and compare different options to find the most suitable coverage for their needs and budget. International health insurance providers often offer specific plans designed for expats living in the Philippines, taking into account the unique healthcare requirements of this expat population.

The Philippines boasts a well-established healthcare system that encompasses both public and private facilities. While public healthcare is provided by the government through the Philippine Health Insurance Corporation (PhilHealth), private hospitals and clinics offer superior medical care.

Private medical facilities in the Philippines adhere to international standards and are staffed with highly trained doctors and medical professionals. These facilities offer a comprehensive range of medical services, including general consultations, specialist treatments, surgeries, diagnostic tests, and emergency care.

The cost of healthcare in the Philippines can vary depending on the specific facility and the type of treatment required. Expats should be prepared for potential variations in medical costs and consider these factors when selecting an appropriate health insurance plan.

It’s advisable for expats to choose a health insurance policy that provides coverage for emergencies, hospitalization, outpatient services, and specialist consultations. By having comprehensive coverage, expats can ensure financial security and receive the necessary medical attention whenever required.

Moving to a new country can be an exciting adventure, and as an expat in the Philippines, you have the opportunity to embrace a vibrant and fulfilling lifestyle. Adjusting to expat life in the Philippines may present some challenges, but with the right mindset and strategies, you can have a seamless transition and make the most of your experience.

One of the key aspects of adapting to your new home is embracing the local culture. Take the time to learn about Filipino customs, traditions, and etiquette. Learning basic Tagalog phrases can also help you in your daily interactions with locals, fostering meaningful connections and making your stay more enjoyable.

“Embracing the local culture is the key to truly immersing yourself in the expat lifestyle in the Philippines. By showing respect and appreciation for Filipino customs, you’ll build stronger relationships and feel more at home.” – Maria, expat living in Manila

Exploring the local cuisine is another way to fully immerse yourself in the Filipino culture. From savory dishes like adobo and sinigang to sweet treats like halo-halo, the Philippines offers a unique culinary experience. Attend cultural events, try traditional dishes, and participate in community activities to enrich your expat experience and connect with the local community.

While adjusting to expat life, it’s important to take care of your physical and mental well-being. Maintain a healthy lifestyle by engaging in regular exercise, eating nutritious meals, and getting enough rest. Additionally, staying connected with family and friends back home can provide a sense of comfort and support.

“Finding ways to manage stress is crucial when transitioning to expat life. Whether it’s practicing mindfulness, pursuing hobbies, or seeking support from fellow expats, taking care of your mental well-being will enhance your overall experience in the Philippines.” – David, expat living in Cebu

The Philippines offers a vibrant expat lifestyle filled with opportunities for adventure and personal growth. Whether exploring the stunning natural landscapes, indulging in the rich cultural heritage, or connecting with like-minded individuals, the possibilities are endless. Approach your expat journey with an open mind and a positive attitude, and you’ll find that the Philippines has much to offer.

• Embrace the local culture by learning about customs, traditions, and basic Tagalog phrases
• Explore the local cuisine and participate in cultural events
• Maintain a healthy lifestyle and manage stress effectively
• Stay connected with family and friends back home

By following these tips, you’ll be well on your way to adjusting to expat life in the Philippines and creating a fulfilling expat experience.

Stay tuned for the next section where we will explore the vibrant expat community in the Philippines and the support available for expats like you.

Living as an expat in the Philippines offers a unique and fulfilling experience. With its vibrant culture, stunning natural landscapes, and warm hospitality, the country is an ideal destination for those looking to embrace a tropical lifestyle. The welcoming expat community provides a support system and a sense of belonging, making the transition to life in the Philippines easier.

One of the many advantages of living in the Philippines is the affordable cost of living. Expats can enjoy a comfortable lifestyle without breaking the bank. Whether it’s renting a cozy apartment, indulging in delicious local cuisine, or exploring the country’s beautiful islands, the cost of living allows expats to make the most of their experience.

From efficient public transportation to quality healthcare facilities, expats in the Philippines have access to essential services. Navigating through the country is made easier with various transportation options, while comprehensive health insurance ensures that expats receive the necessary medical care. Embracing Filipino customs and traditions further enriches the expat experience, allowing individuals to fully immerse themselves in the local culture.

Whether you’re seeking new job opportunities, planning for retirement, or embarking on a new adventure, the Philippines offers a vibrant expat life. With its diverse range of destinations to explore and the endless possibilities for adventure, you’ll find that living abroad in the Philippines is a rewarding and unforgettable experience.

• https://www.expat.hsbc.com/expat-explorer/expat-guides/philippines/living-in-philippines/
• https://nomadicfire.com/living-in-the-philippines
• https://www.expat.hsbc.com/expat-explorer/expat-guides/philippines/